Medical Insurance

In accordance with State University policy, medical insurance is mandatory for all domestic students registered for 12 or more credits and those in health care programs that require clinicals or internships. The charge for medical insurance purchased by the University will be added to the student’s account each semester unless he/she is able to provide SUNY Poly with proof of insurance coverage and fill out an on-line Medical Insurance Waiver Form prior to attendance. It is the student’s responsibility to ensure that the waiver form is on file, as the charge becomes final on the last day to waive. Waiver forms will then no longer be accepted and the student is responsible for the payment of the insurance fee. Students taking 4 or more credits may purchase coverage if they so desire. Waiver forms must be submitted on the Web once each academic year  prior to attendance. Completion of the waiver for the fall semester remains effective for that entire college year (fall and spring semesters).  Completion of the waiver in the spring semester removes the insurance fee ONLY FOR THAT SPRING SEMESTER.

The medical insurance waiver is online:

The cost of Student Medical Insurance will be deducted from your bill after  review by Health Center staff.

Medical Insurance fee is not automatically refunded. When a student drops below12 credits, written request for refund will be accepted at the Business Office. After the last day to add for the semester, no further refunds of insurance will be allowed.

All international students (domestic students traveling abroad under an exchange program, or foreign students attending college in the U.S. on a student visa) must purchase International Student Medical Insurance regardless of whether they are full- or part-time. International students who have been issued an I-20 from SUNY Poly must be covered the entire time they remain in the U.S., whether attending classes or remaining in the country during summer break. Exemption from participation in the plan may be granted only in very few and specific circumstances.

Since both the international and domestic insurance plans are obtained through prior arrangement with insurance agencies independent of the State University of New York, cost per year is variable based on experience rating for the program. Students will be charged the appropriate rate at the time they begin attendance. Those graduating in December should contact the Health & Wellness Center and Business Office in advance of registration. Current rates are as follows, but are subject to change annually:

Domestic Student Basic Medical Insurance: $1,855 per year*
 (full-time students only)

International Student Insurance: $1,492.28 per year*
(both full- and part-time students)

*Subject to change